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1. NOTICE OF SUBSTITUTE TRUSTEE'S SALE 1795 BUSH STREET, HAMPTON, VA 23666 By virtue of the power and authority contained in a Deed of Trust from Michael Todd Matney, dated April 07, 2005, and recorded in Instrument No. 050008779 in the Clerk's Office of the Circuit Court for Hampton City, Virginia, with an original principal balance of $54,750.00, the holder of the indebtedness secured by said Deed of Trust having appointed as Substitute Trustee EQUITY TRUSTEES, LLC, a Virginia Limited Liability Company, by instrument duly executed, acknowledged and delivered, default having occurred under the terms thereof, and at the written request of the party secured thereby, the Substitute Trustee will offer for sale at public auction at the front steps of the Circuit Court for the City of Hampton located at 101 Kings Way Mall, Hampton, VA 23669, on Wednesday, January 25, 2006 at 12:17 PM Improved real property known as 1795 Bush Street, Hampton, VA 23666, and more fully described in the aforesaid deed of trust. The property will be sold in "AS IS" CONDITION WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND, AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, liens and encumbrances of record affecting same, if any. TERMS OF SALE: Cash. A ten percent (10%) bidder's deposit in cash or certified check payable to the Trustee shall be required of the successful bidder at the time of sale before the bidding will be closed. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note (8.3) from the date of sale to the date said funds are received in the office of the Substitute Trustee, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the deposit shall be forfeited and applied to the costs and expenses of sale and Trustee's fee, and the property resold at the successful bidder's risk and expense. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. In such event, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, attorneys' fees and all other charges incurred by the Substitute Trustee. In the event settlement is delayed for any reason and the property is purchased by someone other than the noteholder, there shall be no abatement of interest caused by the delay. The sale is subject to post-sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall the return of his deposit without interest. All costs of conveyance, including examination of title, recording charges, etc. shall be borne by the purchaser with the exception of Grantor's tax. Purchaser assumes liability for payment of all taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, from the date of sale. All risk of loss shall be on the successful bidder at the time such bid is accepted and the contract of sale executed. Neither the Substitute Trustee, nor any other party, guarantees or covenants to deliver or obtain possession of the premises for any purchaser. The Substitute Trustee reserves the right to reject all bids, extend the time to receive bids, withdraw the property from sale, waive or modify the deposit requirement, and/or extend the period of time for settlement. Should the Substitute Trustee be unable, for any reason, in its sole discretion, to convey marketable title, the successful bidder's sole remedy in law or equity shall be the return of his deposit. Upon refund of the deposit, the sale shall be void and of no effect. Written notice of this Substitute Trustee's sale, as required by Section 55-59.1 of the 1950 Code of Virginia, as amended, has been sent to the property owners as their addresses appear in the records of the noteholder, and to all parties prescribed therein. Additional terms of sale will be announced at the sale. EQUITY TRUSTEES, LLC 1216 Prince Street Alexandria, VA 22314 (703) 548-4600 FOR INFORMATION CONTACT: Bierman, Geesing & Ward, LLC, attorneys for Equity Trustees, LLC 7315 Wisconsin Ave., Suite 315, East Tower Bethesda, MD 20814 (301) 961-6555
BETHESDA 20814
Dec. 27
2. TRUSTEE'S SALE OF 123 TILLERSON DRIVE, NEWPORT NEWS, VA 23602 In execution of a Deed of Trust in the original principal amount of $89,100.00, with an annual interest rate of 8.5000% from ERTLE ROGERS AND ALNITA P. ROGERS dated December 31, 1991, recorded among the land records of the Circuit Court for the CITY OF NEWPORT NEWS as Deed Book/Instrument # 1267 at page 578, the undersigned appointed Substitute Trustee will offer for sale at public auction in the CITY OF NEWPORT NEWS, at the front of the Circuit Court building for the City of Newport News located at 2500 Washington Avenue, Newport News, Virginia on January 17, 2006 at 10:30 AM, the property with improvements to wit: LOT NUMBERED SIXTY-NINE (69), AS SHOWN ON THAT CERTAIN PLAT ENTITLED, "POCAHONTAS, SECTION TWO, CITY OF NEWPORT NEWS, VIRGINIA", A COPY OF WHICH PLAT IS DULY RECORDED IN THE CLERK'S OFFICE OF THE CIRCUIT COURT FOR THE CITY OF NEWPORT NEWS, VIRGINIA, IN PLAT BOOK 7, PAGE 102. and described in the above Deed of Trust. (Tax Map No. 099000111). THIS COMMUNICATION IS FROM A DEBT COLLECTOR. TERMS OF SALE: ALL CASH. A bidder's deposit of $8,900.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: VA. Trustee's File No. 03-77270V. PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O SHAPIRO & BURSON, LLP, 236 Clearfield Avenue, Suite 215 - Virginia Beach, VA 23462 (757) 687-8822. Publication Dates: DECEMBER 26, 27, 28, 29, AND 30, 2005
VIRGINIA BEACH 23462
Dec. 27
3. Trustee's SALE 1689 Skiffes Blvd., Williamsburg, Virginia (Tax Map ID No. 5920400005) Default having been made in the terms of a certain Deed of Trust dated May 24, 2000, in the original principal amount of $84,096.27 and recorded in the Clerk's Office of the Circuit Court of the City of Williamsburg / County of James City, Virginia in Instrument No. 000010119, the undersigned Substitute Trustees, will sell at public auction on December 30, 2005, at 9:00 a.m., in front of the building housing the Williamsburg / James City County Circuit Court, 5201 Monticello Avenue, Williamsburg, VA, the property designated as LOT 5, on a certain plat entitled "Plat of Skiffes Creek Terrace, Phase I, owner/developer: Ferrell General Construction Company, Roberts District, James City County, Virginia", recorded in the aforesaid Clerk's Office of the Circuit Court of the City of Williamsburg and James City County in Plat Book 44, page 100. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit (in certified funds) of $8,400.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale and settlement to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee's Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. This is a communication from a debt collector. Glasser and Glasser, P.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 56108, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.
NORFOLK 23510
Dec. 27
4. TRUSTEE SALE 318 Old Menchville Road, Newport News, VA 23602 In execution of a Deed of Trust in the original principal amount of $98,550.00, with an annual interest rate of 10.63% from Kevin R. Combs and Delia E. Combs dated May 27, 2004 recorded in the Clerk's Office of the Circuit Court of the City Of Newport News, Virginia, in Deed Book 1926, at page 59, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 2500 Washington Avenue, Newport News, Virginia, on January 5, 2006 at 9:50 o'clock am the property described in said deed, located at the above address and briefly described as: Lot 2, Plat Entitled, "Lawndale Farms", dated May 2, 1958 and recorded in Plat Book 4, page 135, with improvements thereon. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (2813-05/CONV) 209 Business Park Drive Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. ASAP# 739660 12/20/2005, 12/27/2005
SACRAMENTO 95827
Dec. 27
5. TRUSTEE SALE 635 50th Street, Newport News, VA 23605 In execution of a Deed of Trust in the original principal amount of $81,600.00, with an annual interest rate of 7.25% (ARM) from Morris Henderson a/k/a Morris G. Henderson dated January 19, 2005 recorded in the Clerk's Office of the Circuit Court of the City Of Newport News, Virginia, in Deed Book 1989, at page 2070, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 2500 Washington Avenue, Newport News, Virginia, on January 5, 2006 at 9:50 o'clock am the property described in said deed, located at the above address and briefly described as: E 16 2/3' of Lot 29 and W 16 2/3' of Lot 28 in Block 535, Plat Entitled, "Jefferson Avenue Park Extension" as recorded December 17, 1919 in Plat Book 2, page 16, with improvements thereon. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (2807-05/CONV) 209 Business Park Drive Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. ASAP# 739657 12/20/2005, 12/27/2005
SACRAMENTO 95827